I have studied various Christian religions and have liked the teachings of the Mormons (They currently prefer to be called “members of the restored church of Jesus christ”).

I generally try to abide by 3 Ne 11:29-30. I think my favorite scripture is 1 Ne 11:17 as it answers substantially all questions with faith and humility until you have time to properly study it out.

I am prone to talk about what I believe in a manner that I think gives respect all around like the epicurian paradox, the nicene creed, polygamy and judaism, etc.

I feel like I have a few strengths that I would love to share with those curious: my method to pray in a two-way conversation, my affinity for administration, and the “hiding in plain sight” cheats to be in control during persecution, dreams, and restrictive behavioral loops.

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Joined 2 years ago
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Cake day: December 13th, 2023

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  • I think you are oversimplifying. Debt is great when only a few narrow conditions apply: equal or less than the cost of renting over the life of the loan/leined_item, payments match income (fixed payments for fixed income, variable payments for variable income).

    Generally hourly workers who have variable hours cannot take out a loan or lease because variable income does not match the fixed expense.

    Generally loans are stupid unless it has been underwritten (aka quoted at a cheap cost/interest_rate) due to the three cs: cash flow, credit history/score, and collateralized.

    Specifically to address your comment. The rich enslave the poor. Poor people don’t just learn those two paragraphs with intuition overnight, and often the short term need for calories outweighs the need to pay credit on-time. The generation before had to have their hands held with checks and cash and balancing them such that there was more “intuition” regarding loans.

    I hope this helps someone. I would share the ways I have maximized the matching expenses and revenue and how my mortgage keeps me wanting to keep a salaried role, but I don’t like sharing too much personal info.

    Good luck lemmings.