Yeah I’ve heard of the checking contents thing. Maybe it comes down to your habits and constraints - I just don’t really ever have that problem and the solution seems worse to me than just kinda… making a grocery list and walking to the store a couple times a week as I do now.

Yeah these are definitely valid - I live alone in a condo, so the benefits just don’t appeal to me as much. My friend has a rental so he is already more inclined to find more utility in those features as well.

Lmao, agree. My friend was trying to talk me into smart wifi locks when I bought my home. I was like “dude, if I ever have a single issue with a LOCK on a DOOR because my wifi is out or a battery dies I might fully lose my mind. I’m good.” I don’t even get the desire for some of this stuff. What genuine problem is being solved? What new problems are you introducing? Idk if people are really thinking this through.

Lol I recently had a comment removed from the bogleheads subreddit because some guy was talking about buying a bit more of their usual index fund purchases if the market were to dump 20% in a day. Someone asked how they’d do it and I said “probably just shift a bit from emergency fund and build it back over the next month or two.”

Cue the True Bogleheads ripping me for suggesting “timing the market.” I said “this is, of course, fine.” And they went nuclear. That comment got removed and I replied to the mod with “You got your head pretty far up your bogle there, bud.” That got me a 3 day full reddit ban. Worth it.

For the uninitiated, bogleheads are basically just adherents to a popular passive investing philosophy. I agree completely with it, but it was hilarious to me how dogmatic - borderline religious - they were about “timing the market” with zero nuance or recognition that it’s just not that serious.