• dual_sport_dork 🐧🗡️@lemmy.world
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    15 days ago

    I have never seen a more clear cut example of a perfect use case for a credit card chargeback.

    Fun fact: You can’t dispute part of a charge. If you charge this back and win (you probably will) the hotel loses out on everything, for your entire stay. It also stacks up against them and raises their rates the more they get. An even vaguely concerted effort by people who have been ripped off by this would probably get the hotel in question booted from their credit card processor.

    I imagine it’s damn difficult to run a hotel if you can’t accept credit cards. Just saying.

    • Brkdncr@lemmy.world
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      15 days ago

      That’s not where it ends though. They can send you to collections.

      Happened to me from Verizon after I returned their modem and they said I didn’t.

      Many different collectors called and wouldn’t the same track# and photos to show it was returned. It eventually went on my credit, which took a slight hit for all of 2 months.

      • ℍ𝕂-𝟞𝟝@sopuli.xyz
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        14 days ago

        This is why it’s great to belong to the 90% of the world without credit scores. Something similar happened to me, I just sent the company an email that told them that they bought bad credit after a washing machine manufacturer charged me for an in-warranty repair that they didn’t even perform.

        Haven’t heard from them since.

          • ℍ𝕂-𝟞𝟝@sopuli.xyz
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            12 days ago

            Feel free, it has to be settled in a consumer protection arbitration court, who will by default side with me.

            There is basically a “forced arbitration” law in effect, but not toward people who sue the company, but toward the company that would sue people.

    • imrighthere@lemmy.ca
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      15 days ago

      They disputed it with their bank, the bank sided with the hotel because of the sensor report. Just saying.

      • dual_sport_dork 🐧🗡️@lemmy.world
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        15 days ago

        Sounds like they also need to find a new bank, then. Or more people need to file — Once banks get wise of a particular scam, they’ll start taking a more dim view of it.

        • SoloCritical@lemmy.world
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          15 days ago

          STOP USING BANK CARDS TO PAY FOR SHIT… Credit cards are the way, they are SOOOOOO much easier to deal with than a bank. Also fuck banks.

          Edit: a word

          • AlecSadler@lemmy.blahaj.zone
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            15 days ago

            Simply put:

            If something gets fucked up and you used a debit card, you’re the one screwed until it is sorted out (if it is sorted out). Also debit disputes can take 8+ weeks I’ve heard.

            If something is screwed up and you used a credit card, then the bank is on the hook until it is sorted out. And typically they’ll credit you the amount until the investigation is complete and it is usually complete within 30 days. I’ve had chargebacks remain credited simply because the other party never responded.