I mean, what’s your definition of “safe?” There are benefits and drawbacks to every form of currency. Credit is centralized and benefits massive pieces of shit and requires computing power. Cash is untraceable, and it doesn’t fund anything in particular (minus the federal reserve, but that’s a huge complicated stupid convo), but if you lose it or get it stolen, you can’t file a complaint and get it credited back to you.

I’ve used cash over the internet. It’s a matter of mailing it and getting a product in return. Or you can use the apps that aren’t linked to visa and PayPal. But it’s all a trade off, for sure.

Also, we need to stop thinking of shopping on the Internet as the only way to get products for money. Buy local every opportunity you can, that’s the best answer